If you have family in Mexico and travel by car to visit them, or if you frequently travel to Mexico for business or pleasure, acquiring long-term Mexican auto insurance may be something to consider. Just like in the U.S., cars are susceptible to various unforeseen incidents in Mexico. A Mexican auto insurance policy can help protect you from paying high costs following an accident, such as repair and recovery, so you don’t have to worry about hefty out-of-pocket expenses.
What Is Long-term Mexican Auto Insurance?
A long term Mexico insurance policy is a multiple entry policy for six months or a year. Long term policies have significant discounts compared to the cost of a daily policy. This is a great option for those who have frequent trips to Mexico, and many take advantage of the convenience of having the six month temporary vehicle importation permit and a long term policy to drive in Mexico without a concern of having to worry about expiration time and date of a daily policy or having to stop at the border every time crossing to Mexico. To learn more about long-term discounts, give us a call, and one of our Sanborn's Insurance agents will help you with a quote.
Do I Need Mexican Auto Insurance?
Having Mexican auto insurance is required under Mexican Federal Liability Law. Even if you have an American auto insurance policy, your insurance coverage typically will not be valid when you cross the border into Mexico. Policies tend to be tailored to how long you plan on staying in Mexico. However, if you have family or loved ones in Mexico that you plan on visiting frequently, acquiring a long-term policy might be something to consider.
What Does Mexican Auto Insurance Cover?
Policies vary depending on various factors, such as duration of stay and car model. Coverage options available on a Mexican auto insurance policy might include the following:
- Physical damage and theft
- Third-party liability insurance
- Excess liability in case of the death of a third party
- Medical expenses
- Legal and bail bond
- Roadside assistance
The amount you will pay for a policy will depend on the type of vehicle you drive, the value of your vehicle, the number of days and coverage limits. To learn more about your potential Mexican auto insurance benefits, contact our agency today with any questions you might have.
What Are the Requirements for Mexican Auto Insurance?
To get a Mexican auto insurance policy, you will typically need to have the following requirements:
· Dates you will be traveling in Mexico
· Where you will be traveling in Mexico
· Driver’s license
· Year, make, model and value of your car
· Vehicle identification number
· License plate number
Your coverage will generally begin and end on the dates you select. Once again, if you plan on visiting family, friends or loved ones frequently in Mexico, it’s essential to get a policy that will keep you covered during your stays. If you have any questions about long-term Mexican auto insurance, be sure to contact Sanborn’s Mexico Auto Insurance.
Call Today
If you drive to Mexico frequently and need a long-term Mexican auto insurance policy, we can help you out. The agents at Sanborn’s Mexico Auto Insurance are determined to help you learn more about coverage so you won’t have to worry about significant accident expenses during your trip to Mexico.
Reach out to our agency today at 800-222-0158 to learn more about your coverage options.